Group Benefits

The cost for you to provide health coverage and benefits to your employees is an ever- increasing portion of your operating cost.  National health care reform isn’t likely to change this trend. However, there are still too many questions that are unanswered to know for sure. MSMA Insurance wants you to be prepared no matter the outcome. That is why, instead of waiting, we believe that you need to proactively address your benefits program. To do this we recommend and will assist you with a three-step approach:

1) Develop appropriate options and competitively bid for your group health coverage.

2) Review your voluntary and employer sponsored benefits for suitability.

3) Design a program to assist in employee morale, employee retention and cost effectiveness.

We work with numerous insurance companies to provide comprehensive employee benefit programs to fit all group sizes. Let us assist you in creating a brand new program, administering your current program, or providing competitive quotes at your plan’s anniversary date.

The following is a partial listing of products available in the group marketplace:

Health Insurance
Life and AD&D
Dental & Vision
Disability (Short- & Long-Term)
Supplemental Products
Retirement Planning

Individual products and services also are available in the following areas:

Life Insurance
Long-term Care
Disability (including Own Occupation)
Health Insurance

If you or any member of your staff needs assistance in the insurance market, please give us a call toll free at
1-866-676-2467