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Workers' Compensation

In addition to property insurance, the MSMA Insurance Agency offers a number of different insurance companies to assist with your workers' compensation insurance needs.
Missouri state law mandates workers' compensation insurance for all offices of five or more employees. However, it is recommended that all employers carry workers' compensation insurance.
Premium is based upon payroll and past loss experience. Discounts may be available when the property and workers' compensation is written as a package policy.
Currently the Agency offers packages through these companies:
The Hartford
Zurich
Missouri State Mutual (MEM)
First Comp
BYSIS
Additional information or quotes may be obtained by calling the Agency at 1-866-676-2467 or by emailing Ryan Thomas, property & casualty specialist.